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Looking for a simple and delicious Banana Choc Chip Muffins recipe?
You’ve found it!
This cafe-style favourite can be made easily by following the step-by-step recipe directions below.

Banana Choc Chip Muffins: the perfect combo!
Bananas and chocolate are a popular culinary combination, complementing each other in terms of taste and texture. While bananas are naturally sweet and creamy texture, chocolate provides a rich and slightly bitter flavour with a smooth texture. Combined, they are a delicious contrast that is both satisfying and indulgent.
Research also shows that both bananas and chocolate can have mood-boosting effects, with both containing a variety of mood-boosting compounds.
Capture that combo in muffin form and you can’t go wrong!
Actually, you can go wrong – so make sure you read through the hints and tips below and then find the recipe card at the bottom of the post.
The ingredients for Banana Choc Chip Muffins
To make these muffins, you’ll need these ingredients:
- SR flour (or plain/all purpose flour and baking powder)
- caster sugar (superfine sugar)
- milk
- greek or natural yoghurt (unsweetened)
- vegetable oil
- butter
- eggs
- ripe bananas
- choc chips
- shredded coconut (optional).
Ingredient quantities can be found in the recipe card at the end of this post. But keep reading for recipe hints and tips.
The secret to making the BEST Banana Choc Chip Muffins
Tip 1
The secret to making muffins that are a serious match for your bakery or cafe favourites is to go gently with the batter.
Really gently.
Mix until just combined – and stop right there. Keep going and you won’t get that lovely fluffy result you’re after.
Okay, here’s another secret.
Tip 2
When making this recipe, use overripe bananas.
They not only taste better but mash easier.
Use a fork to mash the bananas well before adding to the mixture.

Tip 3
This recipe uses a combination of yoghurt, butter and oil to create muffins that are moist and fluffy inside with a crispier outer shell.
Make sure you add all three of these ingredients.
Tip 4
The recipe calls for choc chips. If you don’t have a packet of actual choc chips, roughly chop up block chocolate and then measure out one cup of the chopped chocolate.
Tip 5
Finally, make sure you have the right tins.
You can use a cupcake or patty cake size tin, to make 14 muffins.
If you prefer larger muffins, this recipe makes about 7 using a larger American muffin tin (usually measuring about 35 x 26cm/9 x 4cm).

Recipe FAQs
Q. How do I store Banana Choc Chip Muffins?
These muffins are best eaten within a few days. Keep them in an airtight container at room temperature.
Otherwise, freeze them. Wrap or place in a freezer bag and store for up to three months.
Q. Do you have other delicious muffin recipes?
Yes! I also have recipes for Savoury Muffins, Lemon Muffins, Raspberry and White Chocolate Muffins, Blueberry Muffins, and Orange and Poppy Seed Muffins.

Banana and Choc Chip Muffins
Ingredients
- 2 1/2 cups SR flour (or 2 1/2 cups plain/all purpose flour + 5 teaspoons baking powder)
- 3/4 cup caster sugar (superfine sugar)
- 1/3 cup milk
- 1/2 cup greek or natural yoghurt (unsweetened)
- 1/4 cup vegetable oil
- 90 grams butter (melted)
- 2 eggs (beaten)
- 2 ripe bananas, mashed
- 1 cup choc chips
- 2/3 cup shredded coconut optional (plus a little extra to sprinkle on top)
Instructions
- Pre-heat oven to 220 degrees celsius (fan-forced).
- Sift flour into large mixing bowl. Add sugar and stir to combine.
- Add remaining ingredients, and stir gently to combine. Don't over-stir.
- Prepare muffin tin by greasing well or spraying with oil. If you have the large cafe-style muffin tin, this mixture makes 6-7 muffins. If you have a cupcake-size tin, it makes 14 muffins.
- Spoon mixture into tins. If desired, sprinkle a small amount of shredded coconut on each muffin, and place into oven.
- Cook for 5 minutes before turning oven temperature down to 190 degrees celsius (fan-forced). If you're using a smaller cupcake tin, bake for a further 14 minutes (or until a metal skewer inserted into a muffin comes out clean). If using a cafe-style larger muffin tin, bake for a further 20 minutes (or until a metal skewer inserted into a muffin comes out clean).
- Remove from oven and allow to cool for a few minutes before easing each muffin from the tin and placing on a cooling rack.